Mobile Banking in Nigeria so far has greatly improved. This is the use of Mobile Phone or other cellular devices to perform banking operation ranging from monitoring your Account Balance, Transferring Money to another persons Bank Account of the same or other Bank, paying of bills (Utility Bills), Recharging of your phone and many more.
Obviously this has a very great impact in our technology today. This has greatly reduced crowd in the banking hall as about 70% on Nigerians are engaged presently in mobile Banking.
Here is another Good News.
There was a very big divide that has just been bridged. Before now, Mobile banking are only being used on phones that has internet connectivity.
But here is the good news. With your Nokia phone now which we all no doesn't have an internet facility can now be used for Mobile Banking.
I'm going to outline the steps to get your phone ready for Mobile Banking for all the Banks in Nigeria. The steps also applied for GPS enabled phone. You don't have to install the app on your Android phones or Apple phones or even with your blackberry phone to use mobile Banking.
The technology has advanced to the extend that you just have to use USSD code to perform your banking operations just like the way you recharge your phones with recharge card.
Now below are the step by step guide on how to perform Mobile Banking Operation with USSD Code by Bank
HOW TO USE SMS BANKING WITH MOBILE PHONE:
- Guarantee Trust Bank (GtBank). *737*6#
Account balances = *737*6*1#
Loan balances = *737*6*2#
Card status = *737*6*3#
Cheque book status = *737*6*4#
Internet banking login details = *737*6*5#
Transfer to GTBank account
Dial *737*1*Amount*NUBAN Account Number# (e.g. *737*1*1000*1234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts.
Transfer to other banks
Dial *737*2*Amount*NUBAN Account Number# (e.g. *737*2*1000*1234567890#) from your phone, then authenticate the transfer with the last four digits of your GTBank debit card. N/B = Daily transaction limit of N200,000
Self top-up airtime = *737*amount# on your phone (e.g. *737*1000#) to buy airtime.
Buying for a friend = To send airtime to a third party or to a friend, simply dial *737*Amount*Recipient’s number# (e.g. *737*1000*08023456789#)
Self top-up data
Simply dial *737*4# on your phone and follow the on-screen prompt.
FeaturesThe phone number where the purchase is made from MUST be a number registered with GTBank.
- The service is available to Glo, MTN, Airtel and Etisalat subscribers
- The money is deducted directly from your GTBank account
- Daily recharge limit is N10,000
- Other banks will be included shortly as we compile them.
If you know any of other Banks, pls share it using the comment session. Thanks